Share Certificates & Investment Options

Term Share Certificate

  • Low minimum deposit of $500.00
  • Flexible terms from 3 months to 60 months 
  • Dividends compounded on daily balance and credited monthly
  • Flexibility - dividends can be reinvested into certificate or deposited into a share account
  • At maturity, certificate automatically renews at the current rate and term unless otherwise instructed
  • Rates are guaranteed for the term of the certificate
  • IRA Term Share Certificates also available
  • May be used as security for a share secured loan
  • No worry federally insured savings
  • See Rates >>>

Individual Retirement Accounts

  • Both Traditional and Roth IRAs available
  • Open an IRA Share Savings account
    • No minimum balance required
    • Competitive monthly dividends earned on daily balance over $100
    • Dividends compounded and credited monthly
    • Direct deposit accepted
  • Open an IRA Term Share Certificate
    • Low minimum deposit of $500.00
    • Terms up to 36 months
    • Dividends compounded and credited monthly
  • No maintenance fees
  • Competitive dividend rates
  • Tax deferred earnings on Traditional IRAs until withdrawn
  • Tax-free earnings and withdrawals on Roth accounts
  • No worry federally insured savings
  • See Rates >>>

Coverdell Education Savings Accounts

  • Contributions up to $2,000 per child, per year (if income eligible) until the child becomes 18
  • Tax-free earnings, but contributions are not tax-deductible
  • Qualified withdrawals are tax- and penalty-free
  • Designed for parents and grandparents to fund children's schooling
  • Not limited to "college" education, available for elementary, secondary and post-secondary education
  • Transfer funds from one child to another child in the family
  • Age limits are eliminated for special-needs students
  • Restrictions apply, contact our Member Service staff for details
  • No worry federally insured savings
  • See Rates >>>

Related Links

Equal Housing Lender National Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act