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Term Share Certificate

Earn a Competitive and Guaranteed Interest Rate Through GNCFCU!

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Term Share Certificate

Make the most of your savings with Term Share Certificates! Whether you're saving for short or long term goals, earn a competitive and guaranteed interest rate through GNCFCU.

  • Low minimum deposit of $500.00
  • Flexible terms from 3 months to 60 months 
  • Dividends compounded on daily balance and credited monthly
  • Flexibility - dividends can be reinvested into certificate or deposited into a share account
  • At maturity, certificate automatically renews at the current rate and term unless otherwise instructed
  • Rates are guaranteed for the term of the certificate
  • IRA Term Share Certificates also available
  • May be used as security for a share secured loan
  • No-worry federally insured savings

Early Withdrawal Penalites

  • If your account has an original maturity of 12 months or less:
    • The penalty we may impose will be equal to 90 days of dividends
  • If your account has an original maturity of more than 12 months:
    • The penalty we may impose will be equal to 180 days of dividends

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