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Health Savings Accounts

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Health Savings Accounts

Open a HSA (Health Savings Account) to start saving for future medical expenses, feel financially secure, and get tax benefits!

What is a HSA?

A Health Savings Account (HSA) combines the protection of health insurance with a tax-advantaged savings account. Because you fund the HSA with pre-tax money, you're using tax-free funds for healthcare expenses you'd normally pay for out-of-pocket. Your HSA contributions don't count toward your taxable income for federal taxes. They're not taxable in most states, as well.

  • Designed for people with high deductible health plans designed to cover medical expenses
  • No Monthly Fees
  • Contributions can be made through Direct Deposit or in a Branch

How Can I Use it?

  • Swipe your HSA MasterCard Debit Card
  • Write a Check
  • Utilize our Online BillPay Service
  • Visit a Branch to withdrawal funds

What Can I Use it For?

  • Doctor's Office Visits
  • Dental Services
  • Eye Exams, Eyeglasses, Contact Lenses and Solution, and Laser Surgery
  • Hearing Aids
  • Orthodontia, Dental Cleanings, and Fillings
  • Prescription Drugs and some over-the-counter (OTC) medications
  • Physical Therapy, Speech Therapy, Chiropractic Visits

Every time you use your HSA, save your receipts in case the IRS asks you to prove that your claim was for a qualified expense. If you use HSA funds for a non-qualified expense, you'll pay tax and penalty on the ineligible amount. 

Visit one of our branches to open an HSA today!

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