Share Accounts

Click here for our Fee Schedule

Click here for more information about Regulation D fees.

Your accounts are insured by NCUA.  Click below to view a brochure that will help explain your coverage. 


Share Accounts

  • Youth Savings Account (up to age 17)
  • Premier Savings Account
  • Vacation Club Account
  • Christmas Club Account
  • Share Draft/Checking Account
  • Term Share Certificates
  • Traditional IRAs
  • Roth IRAs
  • Simplified Employee Pension (SEP) IRAs
  • Coverdell Education Savings Accounts

Share Savings Account

  • A membership account that makes you eligible for all other GNCFCU products, services and benefits
  • Must maintain only a $50 balance for membership
  • Monthly dividends based on daily balance over $100, with quarterly statements
  • Worry free federally insured savings
  • Low $50 opening requirement and minimum balance for no service charges
  • 24-hour access through ATMs, On-line banking (It'sMe247), and CU*Talk Telephone Banking 1-855-429-7478
  • May be used as security for a loan or overdraft protection for your GNCFCU Draft/Checking Account
  • See Rates >>>

Premier Savings Account

  • A higher rate savings account that makes you eligible for FREE benefits
  • Must maintain a minimum balance of $2,500
  • Competitive tiered Premier Savings rates for higher earnings on higher deposit amounts
  • Monthly dividends based on daily balance over $2,500, with quarterly statements
  • Worry free federally insured savings
  • No minimum balance service charge fees 
  • No limit on withdrawals or deposits
  • 24-hour access through ATMs, On-line banking (It'sMe247), and CU*Talk Telephone Banking 1-855-429-7478
  • May be used as security for a loan or overdraft protection for your GNCFCU Draft/Checking Account
  • See Rates >>>

Youth Savings Account

  • A special savings account for persons under the age of 17 years
  • A membership account that makes you eligible for other GNCFCU products, services and benefits
  • Must maintain only a $5 balance for membership
  • Low $5 opening requirement
  • No minimum balance service charge fees 
  • Monthly dividends with quarterly statements
  • Worry free federally insured savings
  • See Rates >>>

Christmas Club, Vacation Club, and Sub Accounts

  • Savings plans for purposes such as holidays, vacations, taxes, or to help you save for that something special
  • Easy to save with payroll deduction
  • Competitive monthly dividends earned on daily balance over $100
  • No minimum balance service charge fees 
  • Offers flexible withdrawals
  • Deposit any time
  • Christmas Club accounts automatically transfer to your savings account on November 1st each year
  • Worry free federally insured savings
  • See Rates >>>

Draft/Checking Account

  • Regular checking account with low $50 minimum balance for no service charges
  • Monthly statements
  • Free E-statments
  • Free Bill Pay Service (To sign up, log on to Home Banking and click on the Pay Bills icon). 
  • Unlimited check writing
  • No per check charges
  • 24 hour access through ATMs and On-line banking
  • Free debit card for purchases and easy convenience
  • Overdraft protection options available
  • Direct Deposit accepted

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What You Should Know About Overdraft and Overdraft Fees

Click here for ItsMe247 On-line Banking Instructions


Pre-Conversion E-Statements 

This link will provide e-statements from July 2007 - September 2012 provided you were set up to receive e-statements during that time. 

Click here to log in to  MyKeptData

Related Links

Pay Your Bills Online with Easy Pay

Equal Housing Lender National Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act