Call Nikki at 574-904-1598


Call Kirsten at 269-479-8487

Make It a Reality! 


for all of your mortgage needs!

We offer a variety of mortgage programs designed with terms and rates to fit your needs.  We have first mortgages, home equity loans and lines of credit. 

All loans are serviced by the credit union, which means you will see your loan on your monthly statement and will make your payments directly to us.

Some of the Benefits include:

►Fixed rate mortgages available from 10 to 30 years

►Fixed APR for the life of the loan

►Many loans that qualify with only 5% down (first time home buyers may qualify with as little as 3% down)

Option to escrow


Click here to apply on-line

Click here for rates

Contact Nicole Welsch at 574-904-1598 or Kirsten Payne at 269-479-8487 for more information or to schedule a mortgage application appointment.  


For more information or to get pre-qualified for a loan, give our Member Services Department a call today!

Niles Branch: 269-684-6005

Cassopolis Branch: 269-445-1951 

Edwardsburg Branch: 269-414-4327

APR = Annual Percentage Rate






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Merchant Processing

The Credit Union has partnered with Integrity ONE to offer merchant processing services for your business.  If you are interested in more information, please contact one of the Branch Managers at any of our locations.

Equal Housing Lender National Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act