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First Mortgages

Take Advantage of Our Variety of Mortgage Programs Designed to Fit Your Needs

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First Mortgages

Greater Niles Community Federal Credit Union offers a variety of mortgage programs designed with terms and rates to fit your needs.  We finance both Portfolio and Fannie Mae Mortgages and all loans are serviced by the credit union, which means you will see your loan on your monthly statement and will make your payments directly to us.

Some of the Benefits of a Fannie Mae Mortgage include:

  • Fixed rate mortgages available from 10 to 30 years
  • Many loans that qualify with only 5% down (first time home buyers may qualify with as little as 3% down)
  • Fixed APR for the life of the loan
  • Option to escrow
  • Low rates, low closing cost
  • We'll help guide you through the process

Apply Online          Current Fannie Mae Rates

 

Some of the Benefits of a Portfolio Mortgage include:

  • Balloon mortgages available with terms of 5, 7 or 10 years
  • Fixed rate mortgages are available with a 15 year term
  • 20% down is required
  • Flexible guidelines
  • Fixed APR for the life of the loan
  • Option to escrow
  • Low rates, low closing cost
  • We'll help guide you through the process

Apply Online          Current Portfolio Rates

Contact Nicole "Nikki" Welsch at 574-904-1598 or Chris Williams at 269-228-0073 for more information or to schedule a mortgage application appointment.