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Membership

Our Mission Statement to our members

GNCFCU Board of directors and staff are dedicated to bringing comprehensive value to our members by providing a full range of financial products and personalized service that is designed to make a measurable difference in building individual wealth.

Our History

The Greater Niles Community Federal Credit Union was started in the early 1940’s as Kawneer Credit Union.Original membership was for employees of Kawneer in Niles.In 1984 we became The Greater Niles Community Federal Credit Union.Our charter of field of membership was also changed to what it is today.

Our current field of membership is anyone living or working in the City of Niles, Niles Township or all of Cass County.Immediate family members are also eligible regardless of employment or residence.Once a person becomes a member they can always be a member regardless of residence or employment. Our total assets are just over Thirty million dollars, with membership at 3900. Greater Niles Community Federal Credit Union is a financial cooperative owned by its members.Each member has an opportunity to select our Board of Directors.

Our mission is to provide customer service to each member that is superior to what our competition offers. We are a non profit organization, and derive our income from interest on loans, and interest earned from investments.This income is returned to members in the form of higher interest earned on deposits, and lower rates on loans.

We consider our members our employers, and owners.Our number one goal is to offer personal service superior to that offered by our competition.

How to become a member at Greater Niles Community Federal Credit Union

  • Our field of membership shall be limited to those having the following common bond: 
    Persons and immediate family members who live, work, worship, attend school or are part of an organization in the City of Niles, Niles Township, Howard Township and all of Cass County, Michigan
  • It is necessary for you to come into one of our locations in Niles or Cassopolis with a current picture ID and a valid social security number. All members that are going to be on the account must show a picture ID, have a valid social security number and sign the signature card.


Greater Niles Community Federal CU
507 East Main
Niles, Michigan 49120
269.684.6005 / TeleBranch 1.800.945.8892
Fax: 269.684.6173
info@gncfcu.org