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Mortgage Rates

BALLOON MORTGAGE RATES
Rates as of 9/23/2008

Owner Occupied Primary Residence
Amortization up to 360 months
Rates below reflect 80% LTV's or less
For over 80% LTV's and additional costs contact our Lending Department

Balloon Term Fixed Interest Rate APR

3 Year

 4.750%

4.855%

5 Year

  5.000% 5.070%

7 Year

 5.250% 5.304%

10 Year

 6.000% 6.044%

15 Year

6.250%

6.286%

Above rates are for owner occupied primary residence.  APR is calculated based upon a loan amount of $100,000 with a 30 year amortizaiton,
* Mermbers with a credit score unter 700, add 1.00% to the above rate.

*Members with a credit score under 600, add 2.00% to the above rates.

CLOSED END HOME EQUITY LOANS
Waived Application Fee
Contact Lending Department for Maximum Terms, Balloon Options, and for any Additional Cost
Variable Rates Available
 

 Term

 Fixed Interest Rate

 APR

 36 Months

*4.25% or 5.25% 

4.25% or 5.25% 

 60 Months

*5.90 or 6.90% 

5.90% or 6.90% 

84 Months 

*6.50% or 7.50% 

6.50% or 7.50% 

120 Months 

*7.00% or 8.00% 

7.00% or 8.00% 

 180 Months

 *7.50% or 8.50%

7.50% or 8.50% 

* Mermbers with a credit score unter 700, add 1.00% to the above rate.

*Members with a credit score under 600, add 2.00% to the above rates.

 
HOME EQUITY LINE OF CREDIT
Waived Application Fee
Contact Lending Deptartment for other costs
 

 Term

Fixed Interest Rate 

APR 

60 Months 

*5.90% or 6.90% 

5.90% or 6.90 

* Mermbers with a credit score unter 700, add 1.00% to the above rate.

*Members with a credit score under 600, add 2.00% to the above rates.


Greater Niles Community Federal CU
507 East Main
Niles, Michigan 49120
269.684.6005 / TeleBranch 1.800.945.8892
Fax: 269.684.6173
info@gncfcu.org