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All rates & yields effective 11/20/2008
Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency
SHARE SAVINGS, CHRISTMAS CLUB, VACATION CLUB
| Deposit Amount |
Dividend Rate |
Annual Percentage Yield (APY) |
| $ 100.00 - $ 2,999.99 |
.75% |
.75% |
| $ 3,000.00 - $ 4,999.99 |
.75% |
.75% |
| $ 5,000.00 - $ 9,999.99 |
.75% |
.75% |
| $10,000.00 - $19,999.99 |
.75% |
.75% |
| $20,000.00 and up |
.75% |
.75% |
YOUTH ACCOUNTS
| Deposit Amount |
Dividend Rate |
Annual Percentage Yield (APY) |
| $5.00 - $ 2,999.99 |
.75% |
.75% |
| $ 3,000.00 - $ 4,999.99 |
.75% |
.75% |
| $ 5,000.00 - $ 9,999.99 |
.75% |
.75% |
| $10,000.00 - $19,999.99 |
.75% |
.75% |
| $20,000.00 and up |
.75% |
.75% |
PREMIER SAVINGS ACCOUNTS
| Deposit Amount |
Dividend Rate |
Annual Percentage Yield (APY) |
| $ 2,500.00 - $ 9,999.99 |
1.90% |
1.92% |
| $10,000.00 - $24,999.99 |
2.30% |
2.32% |
| $25,000.00 - $99,999.99 |
2.50% |
2.53% |
| $100,000.00 and up |
2.75% |
2.79% |
SHARE TERM CERTIFICATES
| Term |
Deposit Amount |
Dividend Rate |
Annual Percentage Yield (APY) |
| *3 Months |
$500.00 and up |
2.75% |
2.78% |
| *6 Months |
$500.00 and up |
3.00% |
3.04% |
| *12 Months |
$500.00 and up |
3.10% |
3.14% |
| *18 Months |
$500.00 and up |
3.20% |
3.25% |
| *24 Months |
$500.00 and up |
3.50% |
3.56% |
| *30 Months |
$500.00 and up |
3.50% |
3.56% |
| *36 Months |
$500.00 and up |
4.00% |
4.07% |
* Add .25% to any NEW certificate when you sign up for e-statement
CD Specials
|
Term |
Deposit Amount |
Dividend Rate |
Annual Percentage Yield (APY) |
Requirements |
|
24 Months |
$500.00 and up |
4.10% |
4.18% |
checking & debit card reqired |
IRA (Individual Retirement Account) SHARE SAVINGS ACCOUNTS
COVER-DELL EDUCATIONAL SAVINGS, AND IRA SAVINGS (Traditional & Roth)
| Deposit Amount |
Dividend Rate |
Annual Percentage Yield (APY) |
| $ 100.00 - $ 2,999.99 |
.75% |
.75% |
| $ 3,000.00 - $ 4,999.99 |
1.35% |
1.36% |
| $ 5,000.00 - $ 9,999.99 |
1.45% |
1.46% |
| $10,000.00 - $19,999.99 |
1.55% |
1.56% |
| $20,000.00 and up |
1.95% |
1.97% |
IRA (Individual Retirement Accounts) CERTIFICATES OF DEPOSIT
| Term |
Deposit Amount |
Dividend Rate |
Annual Percentage Yield (APY) |
| 12 Months |
$500 and up |
3.10% |
3.14% |
| 24 Months |
$500 and up |
3.50% |
3.56% |
| 36 Months |
$500 and up |
4.00% |
4.07% |
*APY is the rate actually earned or paid in one year, taking in account the effect of compounding.
*Rates and Term are subject to change
*Early withdrawal penalty
Home Page About Us Services/Products Savings Products Loan Rates Loan Application Contact Us
Greater Niles Community Federal CU
507 East Main
Niles, Michigan
49120
269.684.6005 / TeleBranch 1.800.945.8892
Fax: 269.684.6173
info@gncfcu.org
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